The next step is to find out where you are. You need to know exactly what you own (your assets), what you owe (your liabilities) and what, if anything, is left over (your net worth). This is called a net worth statement or balance sheet.
Take all the things you own − All the money you owe to others = Your net worth
Your net worth amount tells you how much wealth you have accumulated over the years. If you are disheartened by the figure, you're not alone. Many people want to throw up their hands and give up at this point. But stay with us! We are going to show you how to do something about it.
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